Automatic Centre Balik Eskwela Freebie

1. HC Consumer Finance Philippines, Inc. (Home Credit) and Automatic Center (Retail Partner) will launch Balik Eskwela Freebie (“Promo”) which is open to all customers of Home Credit (New and Existing) within the promo period. 

2. This promo will run from June 1 to 30, 2026 in all participating branches 

3. To qualify, a customer must have an approved and signed loan of any of the participating products via Home Credit with a minimum amount of P20,000. 

Participating products: 

• Mobile Phones 
• Laptops 
• Washing Machines 

4. An eligible customer will receive a FREE Thermos Vacuum Insulated Stainless Steel One Push Tumbler 600ml tumbler once loan is approved and signed.  

8. 5. A customer may only redeem once.  

6. Home Credit Sales Associate will assist the customer in claiming the prize in the store. 

7. Thermos tumblers are not convertible to cash 

8. Promo is available for all participating Automatic Center branches nationwide 

9. Redemption period of the Thermos Tumblers is until 60 days after the end of the promo period, otherwise, it will be forfeited in favor of Home Credit and Automatic Center with prior DTI approval. 

10. Home Credit and Automatic Center employees and its affiliates, including agencies, merchants, relatives, up to the second degree of consanguinity or affinity are disqualified from joining this promo. 

1. Customers participating in this promo may still avail of any other on-going promotions of Home Credit or its partner retailers. 

2. Home Credit reserves the right to disqualify customers from availing of this promotion if found to have committed acts of fraud or have violated existing policies on credit and subscription.