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Buy a Cellphone on Installment in the Philippines

Want a new phone without paying the full price upfront? Shopping Mall Philippines lets you compare smartphone prices and specs from Home Credit's partner stores.

With 0% interest installment plans and no credit card required, buying a smartphone becomes more accessible. Choose flexible payment options that fit your monthly budget while shopping with confidence.
 

Why Get a Phone on Installments?

Home Credit installment plans let you spread the cost of a phone in manageable monthly payment.

  • Check phone installment deals from trusted retailers including Aerophone, Beyond the Box, Cellboy, and more.
  • No credit card required. Apply for Home Credit installments, subject to approval.
  • 0% interest promos available on select models.
  • Terms of up to 24 months, depending on the model.
     

How to Choose the Right Smartphone

Choosing the best smartphone depends on how you plan to use it, your preferred platform, and your budget.

What Should You Check Before Buying a Phone?

  • Operating system: Android has many models at different prices. iPhones run iOS.
  • Processor: A newer chipset runs apps and games faster.
  • RAM: 6GB for everyday use. 8GB or more for gaming and multitasking.
  • Storage: 128GB or more for apps, photos, and videos.
  • Battery: 5,000 mAh or higher is a good starting point for all-day use.
  • Display: Full HD+ with a 90Hz to 120Hz refresh rate for smoother scrolling and gaming.
  • Camera: Real photo and video samples tell you more than megapixels.
  • Software updates: Check how many years of updates the brand offers. 
    • iPhone models typically receive around 5–6 years of updates.
    • Android smartphones usually receive 2–4 years of updates, depending on the brand

Cellphone Price Guide

Phone price depends on the brand, chipset, memory, storage, and camera. Use these ranges as a guide, then sort the listings by price or installment price to narrow down your options.

  • Under ₱10,000: Basic phones for calls, messaging, and light app use.
  • ₱10,000 to ₱20,000: Everyday phones with better screens, cameras, and storage.
  • ₱20,000 to ₱35,000: Mid-range phones for multitasking, gaming, and photos.
  • ₱35,000 and above: Flagship phones with the latest chips and top cameras.
     

Which Popular Phone Brands are available in the Philippines?

Shopping Mall Philippines carries phones from Apple, Samsung, Xiaomi, OPPO, Vivo, Honor, Huawei, realme, Infinix, and more. Find your installment offers from your preferred brand here.


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